Whether you’re planning to apply for a mortgage or just keeping track of your housing benefits, knowing how to check NHT contributions is essential. Fortunately, the National Housing Trust (NHT) has made it easy to access your contribution history online — anytime, anywhere.
This 2025 guide walks you through how to check your NHT contributions online in Jamaica, even if you’re overseas or haven’t created an account before.
🏠 What Are NHT Contributions?
The National Housing Trust (NHT) collects monthly contributions from employed Jamaicans and their employers to help fund affordable housing solutions. These contributions accumulate over time and can be used to:
- Qualify for NHT loans
- Receive housing benefits or refunds
- Track eligibility for home grants or construction assistance
✅ Who Can Check Their Contributions?
You can check your NHT contributions online if you:
- Are currently employed in Jamaica
- Are self-employed and making NHT payments
- Previously worked and contributed through payroll deductions
Even if you no longer work in Jamaica, you can still log in and view your history if you contributed in the past.
🌐 What You’ll Need
Before checking your NHT contributions, make sure you have:
- Your TRN (Taxpayer Registration Number)
- Your NIS number (if available)
- An email address to create or access your account
- Your personal details (full name, birthdate, etc.)
💻 How to Register for an NHT Online Account
- Go to www.nht.gov.jm
- Click on “Contributors” in the main menu
- Select “Online Services”
- Click “Create an Account”
- Enter your TRN, personal information, and a valid email
- Verify your email and log in
Tip: Use a strong password and save your login info safely for future checks.
👀 How to Check Your Contributions After Logging In
Once logged in to the NHT portal:
- Click on “Contribution Statement”
- Enter the year or time range you want to view
- Your full payment history will appear by employer, date, and amount
You can also download or print the statement for mortgage applications or record keeping.
📌 What to Do If Contributions Are Missing
If some of your contributions are missing or listed incorrectly:
- Double-check the year and employer name
- Gather payslips or letters proving deductions
- Contact the NHT directly and submit a correction request
This happens more often if you worked in the informal sector or your employer failed to submit deductions correctly.
🌍 Can You Check NHT Contributions from Abroad?
Yes! If you now live outside of Jamaica, you can still access your NHT records using the same online portal. Many Jamaicans living in the US, UK, and Canada continue checking their contributions to plan for retirement or build back home.
🧾 How Often Should You Check?
It’s a good idea to check your NHT contributions at least twice a year — especially if you’re planning to apply for a loan or refund soon. You’ll want to make sure your records are accurate and complete before starting the process.
📞 NHT Contact Information
National Housing Trust (NHT)
Website: www.nht.gov.jm
Phone: 876-929-6500
WhatsApp: 876-280-4674
Email: customercare@nht.gov.jm
🔗 Related Guides
🧮 What If You’re Self-Employed?
If you’re self-employed in Jamaica, you’re still required to contribute to the NHT. This means you must:
- Register as self-employed with the NHT
- Make monthly payments directly to the NHT
- Keep your receipts or payment confirmations
Once registered, your contributions will show up in the online system like any other contributor. If they don’t appear, it could mean your TRN wasn’t correctly linked or the payments were missed.
Tip: Always double-check that your name and TRN appear correctly on every payment.
✅ Final Notes
Your NHT contributions are your key to future housing benefits — don’t let them go unmonitored. With Jamaica’s online services, checking your contributions has never been easier. Whether you’re preparing to apply for a home loan or just want to make sure your employer has been doing their part, take 10 minutes today and log in to see where you stand.
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