Paying for university or college in Jamaica can be expensive, but the good news is that the Students’ Loan Bureau (SLB) offers financial support to help you achieve your educational goals. Whether you’re applying to UWI, UTECH, NCU, or another accredited institution, you can apply for a student loan in Jamaica through a streamlined process in 2025.
This guide breaks down everything you need to know — eligibility, required documents, deadlines, and how to apply online.
What Is the Students’ Loan Bureau (SLB)?
The SLB is a government agency that provides student loans to Jamaicans pursuing tertiary education. They offer different loan types, including:
- Targeted Loans – for tuition, paid directly to the school
- GATE Loans – Guaranteed Access to Education (for lower-income households)
- Pay-As-You-Study Loans – for working students
- Postgraduate Loans – for advanced degrees
Who Is Eligible?
To apply for a student loan from the SLB, you must:
- Be a Jamaican citizen or permanent resident
- Be accepted into or enrolled at an accredited tertiary institution
- Be under the age of 60 years
- Have a valid TRN
- Provide a qualified guarantor
Required Documents
Make sure you have the following when applying:
- Letter of acceptance from the institution
- Proof of tuition cost
- Birth certificate or national ID
- TRN (Taxpayer Registration Number)
- Two passport-sized photos
- Guarantor’s ID, TRN, job letter, and salary slip
- Banking details (for refund or living expenses)
How to Apply for a Student Loan in Jamaica
Step 1: Create an SLB Account
Visit www.slbja.com and register for an online account using your name, email, and TRN.
Step 2: Complete the Application Form
Log in and fill out the application. Be sure to select the correct loan type, institution, and course of study.
Step 3: Upload Supporting Documents
Scan and upload all the required documents, including your guarantor’s details. Incomplete applications may be rejected.
Step 4: Pay Processing Fee
There’s usually a non-refundable processing fee of JMD $2,850. This can be paid online via bank transfer or in person.
Step 5: Await Approval
The SLB will review your application and notify you by email or phone. If approved, the loan will be disbursed directly to your institution.
Loan Repayment Terms
SLB offers flexible repayment terms:
- Grace period: You don’t have to start paying until 6–12 months after graduation
- Interest rate: Usually between 6%–9% annually
- Repayment term: Up to 15 years, depending on loan size
Tips to Improve Approval Chances
- Choose a reliable guarantor with proof of income
- Submit all documents clearly and correctly
- Apply early – the window usually opens in March and closes by July
- Make sure your institution is SLB-approved
How Much Can You Borrow?
The SLB typically covers the full cost of tuition only, but may also offer additional funding for books, transportation, and housing for qualified applicants.
Contact Information
Students’ Loan Bureau
1st Floor, Sagicor Sigma Building
63–67 Knutsford Boulevard, Kingston 5
Phone: (876) 936-4491
Website: www.slbja.com
Final Thoughts
Getting a student loan in Jamaica through the SLB is one of the most accessible ways to fund your education. Just be sure to apply early, prepare your documents, and use the loan wisely.
Investing in your education is one of the best decisions you can make — and help is available if you know where to look.
